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Last Will & Testament

Ensure your wishes are carried out and your loved ones are provided for. A legally structured Will is one of the most important documents you can have.

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Include all children — biological, adopted and step-children you wish to include. Leave blank if none.

Your executor is the person who carries out your wishes after your death — pays debts, distributes your estate. Choose someone you trust who is likely to outlive you.

Strongly recommended. If your main executor dies before you or is unable to act, your backup takes over.

Include property, savings, investments, vehicles, business interests. You do not need exact valuations — broad descriptions are fine. Note: pensions and life insurance policies paid directly to named beneficiaries do not usually pass through your Will.

These are items or cash amounts left to named individuals before the rest of your estate is distributed. Leave blank if you want everything to go to your main beneficiary.

This is your residuary estate — everything left after debts, expenses and specific gifts. Always name a backup in case your first choice does not survive you.

A guardian takes parental responsibility for children under 18 if both parents are deceased. Choose someone who shares your values and has agreed to take on this role.

Examples: "I wish to be cremated and my ashes scattered at [location]." / "I wish to be buried at [location/cemetery]." / "I prefer a simple, informal celebration of life rather than a religious service." / "I would like a traditional church funeral." / Leave blank to leave these decisions to your executor.

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